Can I protect some equity in my home?

Yes, this is often called a “Protected Equity Option” or “Inheritance Protection Option”. This option allows the borrower to protect up to 20% of your future property value. A guaranteed portion of the sale proceeds will be set aside for you or your beneficiaries. This portion is protected regardless of the future value.

Where an investment property is offered as security some lenders will insist on the “Protected Equity Option” being taken.